Terms and Conditions of Use

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Last updated: 23/04/2020

 

Legal Information, Disclaimer and Copyright

 

Please read these terms and conditions carefully before using this website.

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ETHICO LIMITED reserves the right, at its sole discretion, to change, modify or remove part of this legal notice at any time. Please check this page periodically for changes.

 

Disclaimer

 

The material and information in this site and in the sites of other entities of ETHICO LIMITED are provided "as is" and without warranties of any kind, either expressed or implied. ETHICO LIMITED and its subsidiaries and affiliates disclaim all warranties, including but not limited to, implied warranties of merchantability and fitness for a particular purpose. ETHICO LIMITED does not represent or warrant that any of the information presented on its web pages, this website or on the internet generally, will be uninterrupted or error free, that defects will be corrected, or that this website or the server from which it is accessed are free from viruses, worms, trojan horses or other harmful components.

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In no event shall ETHICO LIMITED be liable for any cost or direct, indirect, special, incidental or consequential damages arising out of or in connection with the use of, or the inability to use this website. It is your responsibility to evaluate the accuracy, completeness and usefulness of any opinions, advice, services or other information provided. All information contained on any page set up by an entity of ETHICO LIMITED is distributed with the understanding that the authors, publishers and distributors are not rendering legal, accounting or other professional advice or opinions on specific facts or matters and accordingly assume no liability whatsoever in connection with its use. Consult your own legal or tax advisor with respect to your personal situation.

 

Intellectual Property

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Unless otherwise noted, the graphic images, button, layout, and text contained in this website and in the sites of other ETHICO LIMITED companies or their related, affiliated and subsidiary companies are the exclusive property of ETHICO LIMITED and/or its related, affiliated and subsidiary companies or used with permission and may not be copied or distributed, in whole or in part, without the express written consent of ETHICO LIMITED or its related, affiliated and subsidiary companies. Permission is granted to print copies of this document, and to display and use this document with a computer solely for personal use.

 

Hyperlinks

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ETHICO LIMITED and its related, affiliated and subsidiary companies can not guarantee that the hyperlinks, pointer or other linking functions ("Hyperlink") set out on the sites will be accurate at the time of your access. Moreover, the sites pointed at by Hyperlinks are developed and possibly maintained by persons over whom ETHICO LIMITED or its related, affiliated and subsidiary companies have no control. We cannot and do not monitor the sites linked to our pages on the Internet. Accordingly, ETHICO LIMITED and/or its related, affiliated and subsidiary companies assume no responsibility for the content of any sites referenced to by any Hyperlink or otherwise. ETHICO LIMITED and/or its related, affiliated and subsidiary companies believe that their making Hyperlinks available to publicly accessible web pages and newsgroups is legally permissible and consistent with the common, customary expectations of those who make use of the Internet. Some pages on this site contain hypertext links to websites not maintained by ETHICO LIMITED. You are reminded that when you enter other websites via hypertext links you will not be subject to these terms and conditions and you will not benefit from the protection afforded to you by using this site. You may not provide hyperlinks to this website without the prior written consent of ETHICO LIMITED.

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Data Protection

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ETHICO LIMITED and/or its related, affiliated and subsidiary companies are committed to respecting the privacy of your personal information and considering current technology, has taken all reasonable measures to do so. ETHICO LIMITED and/or its related, affiliated and subsidiary companies are not obligated to monitor any transmission made through the respective web pages and newsgroups. However, ETHICO LIMITED and/or its related, affiliated and subsidiary companies have the right, but not the obligation, to monitor any transmission made to and for this website. ETHICO LIMITED and/or its related, affiliated and subsidiary companies may reproduce, use, distribute or disclose information transmitted to this site or collected through the use of this website. You acknowledge that such information shall be deemed to be non-confidential and that your communication may be read or intercepted by others. You acknowledge that no obligation of any kind shall be attached to such information and that by transmitting information, no confidential, contractually implied or other relationship is created between you and ETHICO LIMITED and/or its related, affiliated and subsidiary companies.

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The user accepts that any transmission of mail via the Internet may be subject to interference from third parties or incorrectly delivered and therefore may not continue to remain as confidential. Therefore, ETHICO LIMITED cannot guarantee the privacy or confidentiality of any information, whether or not relating to the User, passing over the Internet. ETHICO LIMITED is not responsible for any loss or damage that could result from interception by third parties of any information made available by you via this site.

The information that you provide via the website to ETHICO LIMITED and/or its related, affiliated and subsidiary companies will be held by ETHICO LIMITED and/or its related, affiliated and subsidiary companies and is not made available to any organisation except as required by law. From time to time we may send you details of other products and services available from ETHICO LIMITED. If you would prefer not to receive details of such offers, please advise us. Please also refer to our privacy policy available on this site.

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Software Quality

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ETHICO LIMITED and/or its related, affiliated and subsidiary companies do not warrant that any information, software or other material accessible through one of their web pages is free of viruses, worms, trojan horses or other harmful components. ETHICO LIMITED and/or its related, affiliated and subsidiary companies assumes no responsibility and shall not be liable for any, direct, indirect, incidental or consequential damages that result from the use, access to, browsing in or downloading of any information, data, text, images or other material accessible through one of its web pages, this website or the website of any linked third parties.

 

User Conduct

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When accessing or making use of any service provided on the web pages you may not:

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• post or transmit any unlawful, threatening, abusive, libellous, defamatory, obscene, pornographic, profane or otherwise objectionable information of any kind, including without limitation any transmissions constituting or encouraging conduct that would constitute a criminal offence, give rise to civil liability or otherwise violate any national or international law;

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• post or transmit any information or software which contains a virus, worm, trojan horse or other harmful components; restrict or inhibit any other user from using the website;

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• post, publish, transmit, reproduce, distribute or exploit any information, software or other material obtained through our web pages for commercial purposes other than expressly permitted.

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Legal and Technical Information

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Information contained herein does not constitute an offer or solicitation of investment services or constitute an offer to buy or sell any products of the company or its subsidiaries or associated companies in any jurisdiction in which such distribution or offer is not authorised or which are not available for distribution in the jurisdiction of the reader of this information. If you are in any doubt as to whether this site can be accessed by you, please do not proceed any further.

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Information appearing on the pages of this website is provided in accordance with and subject to the laws of the Republic of Ireland and you are hereby advised that by the virtue of your browsing or accessing these pages you have accepted the laws of the Republic of Ireland as the law governing the conduct and operation of this website. The courts of the Republic of Ireland shall have exclusive jurisdiction over all claims or disputes arising in relation to, out of, or in connection with the website and its use and not necessarily any transaction arising therefrom.

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The information provided in the pages of the website is subject to change and update from time to time. Every time you access web pages of ETHICO LIMITED and/or its related, affiliated and subsidiary companies, make sure that you check this page. It is important to note that ETHICO LIMITED does not take any responsibility for the accuracy of the information provided and the use of such information is at the User's sole risk. ETHICO LIMITED accepts no responsibility for loss occasioned to any User acting or refraining from action as a result of any material in this website.

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The use of the website is at the User's sole risk. ETHICO LIMITED accepts no responsibility for loss occasioned to any User acting or refraining from action as a result of any material in this website.

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ETHICO LIMITED reserves the right to reject any application prior to the issue of the Policy Document. Although the premium is due when you apply for the policy, this does not signify acceptance of your application.

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The information contained in this website and any related documentation is based on our understanding of current Irish legislation. The tax and legislative information contained in this website is based on ETHICO LIMITED’s current understanding of tax law and practice which may change in the future. ETHICO LIMITED recommends that you seek your own professional advice.

Details of some of ETHICO LIMITED’s policies are available on this site. You must read these together with the relevant literature before you complete an application.

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These pages are updated and modified from time to time. Every time you access web pages of ETHICO LIMITED and/or its related, affiliated and subsidiary companies, make sure that you check this page.

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ETHICO LIMITED is regulated by the Central Bank of Ireland.

 

The registered office address is F3 Maynooth Business Campus, Maynooth, Co Kildare.

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